Manging Business Finances

Getting Business Credit

• Getting Business Credit
  A business person's guide to the Equal Credit Opportunity Act (ECOA) , which protects businesses against discrimination when applying for commercial credit.
• Guide to Business Credit for Women, Minorities and Small Businesses
  Explains how to shop for and obtain credit, how to maintain a good credit rating, how to dispute unfair credit transactions, and how to resolve billing errors.

Accepting Payment from Customers

• Accepting Cash and Checks
  Learn to accept various forms of payment from customers; includes acceptable forms of ID and how to handle bounced checks.
• Plain English Guide to Extending Credit
  Recommendations on how to properly extend credit to your customers.
  
• Credit, Loans and Leases
  Federal credit and debt statutes; guides for advertising consumer leases and the credit practices rule; sample forms for credit applications; business rights under the ECOA; guides for use of credit reports by insurance companies, landlords and employers; disposal of credit reports by businesses; fact sheets for businesses on safeguarding financial information and for preventing identity theft.

Collecting Debts

• Plain English Guide to Collecting Debts
  Recommendations on how to collect debts from customers.
• Securing Debt Payment Through Use Of Article 9 Of The UCC and Construction Liens
  Provides instruction for businesses in the state of Washington on how to collect and secure debt payments.